This exquisite three-bedroom condo boasts breathtaking panoramic views of the ocean and the Banderas Bay. By integrating the interior with the exterior and including a Jacuzzi, it offers the ultimate blend of luxury and tranquility.Each bedroom has its own private bathroom, nice carpentry finish on the doors and large closets.The building has only 10 units, it has a common pool, sun deck, palapa area and one covered parking space inside the property. It also has a small gym for the exclusive use of the condominium owners. The HOA fee covers water, common area expenses and maintenance, building and common area insurance, on-site manager, and a reserve fund. It also includes cleaning service twice a week.
Listing courtesy of Philo's La Cruz Real Estate · Maria Joaquina Sierra Chavez. Data from Vallarta-Nayarit MLS.
The lifestyle around this property.
How buyers — including foreigners — finance and own real estate in Mexico. Figures are typical ranges; your HOMIA advisor confirms your exact case.
NEW / pre-construction developments often offer direct plans (down payment + monthly during construction). Resales are usually cash or mortgage. Ask us whether this property qualifies.
U.S. and Canadian buyers can finance through cross-border lenders: typically 30–50% down and 15–25 year terms.
Most buyers pay cash. It's also possible to use self-directed retirement accounts (SDIRA) to invest in Mexican real estate.
Foreigners buy in the coastal zone through a bank trust with full ownership rights (sell, rent, inherit). Approx. $500–800 USD/year.
Closing costs run about 5–8% of the price (acquisition tax, notary, registry and trust setup).
Annual property tax in Mexico is a fraction of the U.S./Canada — often just a few hundred dollars per year.
Well-located condos typically generate 8–12% annually in vacation rentals (Airbnb/VRBO) depending on area and season.
Estimate for a cross-border mortgage (U.S./Canada buyers). Adjust the numbers — it's an estimate, not an offer.